About
I specialize in helping people approaching retirement or finding their footing in early retirement understand when they can retire, what they can comfortably spend, and how to make the most of their money.
Together, we’ll bring your financial picture into one view and build a coordinated plan for your income, investments, and taxes. You can see how your accounts fit together without needing to move or consolidate them.
As an independent, fee-only planner, I provide advice without commissions or the limitations of a brokerage firm or insurance company. I built this firm so that I can recommend what I actually believe is best.
Pete Shammas
I’m a CFP® who has helped thousands of clients with their retirement plans in over a decade.
I started and designed Shammas Financial Planning so that I could build the best retirement plans in the market. Everything from going independent, to being fee-only, prioritizing the CFP® certification, my hand selected tech stack, etc. is done with this in mind.
I originally chose this career path after watching finances get in the way of relationships and the success of other important parts of life. So, my ultimate goal is to help you achieve financial independence and peace of mind.
Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family.
Call, email, text or schedule time with me at your convenience: Peter@ShammasFP.com, 910-302-6525.
Process
Organize
Gathering information, clearly prioritize goals and preferences.
Commit
Before committing to paying for anything, we’ll define the scope and price of the work.
Analyze
I’ll run the numbers, share a clear picture of where we stand and consider the best pathway forward.
Plan
I provide recommendations in writing for you to review before discussing, adjusting and finalizing the plan.
Implement
We make any adjustments needed to put your plan into action!
Monitor
We’ll keep an eye on your plan, make adjustments as needed and as preferences and/or priorities change.
Price
$349/hr
Once I understand your needs and goals, we’ll agree on a final price based on the estimated amount of time needed. Our price then becomes fixed, incentivizing you to maximize the value of my services.
$100
A one time evaluation of your current financial investments and/or plan. I’ll review your plan, cost and performance to provide you with a clear and honest understanding of what you have.
*I also provide a no questions asked Client Satisfaction Guarantee, that is valid within the first year of working together.
Why ShammasFP
Analytical Rigor
Retirement analysis is completed through best in class software Income Lab. Adjustments that are worth considering are detailed in writing.
Latest Research
My approach draws on research into flexible retirement spending, portfolio diversification, and investment costs. We look at what you can spend today, the likelihood and size of future adjustments, and how your investments can support your plan.
Independent
I have open, unrestricted access to recommend any firms products available to my clients. Most financial professionals are limited to recommending their firms funds & insurance products.
Fee-Only
I don’t receive commissions, so there’s no incentive to sell specific investments or insurance products. The only remuneration I receive comes from my clients.
Fiduciary
I am obligated to act in the best interest of my clients per my own moral standards as well as from my CFP® designation.
Written Plans
I believe everyone should have a financial plan that clearly outlines the role that every dollar plays.
Integrated Tax Planning
Efficient tax planning helps our retirement assets go further.
Transparent
My legalese are short, clear and simple. My advice and recommendations are delivered in writing.
How can I help?
Partner with a CERTIFIED FINANCIAL PLANNER™ who invests the time to understand you, optimizes a plan to your unique situation and leverages latest research to leave you feeling comfortable and confident in your financial life.
Reach out anytime to learn more and get started:
Supporting clients nationally in all 50 states