Shammas Financial Planning
Helping the working class retire and stay retired
Mission
I help clients achieve financial peace of mind by taking the time to understand their personal circumstances and preferences, defining a role for every dollar in their plan, putting each step of their plan in writing and especially by being an actual fiduciary.
Specialization
Retirement Planning
I primarily specialize in retirement planning, both for clients who are in the 10-15 year pre-retirement window and those who have already retired.
I leverage the latest research to ensure you know exactly what to expect in an income experience throughout retirement, as well as when and how to make adjustments.
Beyond income planning, I provide portfolio recommendations/ management, integrated tax advice to help your assets go their furthest, ensure there is clean estate plan, social security is optimized, sound medicare and long term care decisions are made and more.
I provide all of this value without charging the standard 1% management fee.
Meet Peter
I’m a CFP® who has helped over 10,000 clients with their retirement plans over nearly a decade.
I left my previous firm and started Shammas Financial Planning to provide advice on what’s actually best rather than what’s best for some multi-trillion dollar corporation. See the next section for the benefits of working with an independent, fee-only fiduciary.
I origionally opted into this career path after seeing finances get in the way of relationships and prevent people from focusing on more important parts of life. So, my goal is to help you achieve financial peace of mind so you don’t have to worry.
I am available virtually to anyone in the United States and I provide free, actually accurate personal finance insights on social media.
Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family.
Call, email, text or schedule time with me at your convenience: Peter@ShammasFP.com, 910-302-6525.
Why ShammasFP
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The only remuneration I receive is directly from my clients.
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I can recommend any products or solutions that you have access to since I am not associated with any in particular.
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Many professionals skirt their fiduciary obligation by disclosing their conflicts of interest in their legalese. My conflict of interests are:
1. I offer portfolio management and 2. I invest in some of the same investments I reommend.
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My legalese are short and simple. All of my advice comes in writing.
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I believe everyone should have a financial plan that clearly outlines the purpose of every dollar, both now and in the future, and that the best way to achieve this is through a written plan.
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Ensure your assets go the furthest by optimizing tax efficiency. While I don’t prepare taxes, I do provide tax advice as a part of my recommendations.
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I have a moral and legal obligation to act in the best interest of my clients per my CFP® certification and I don’t pollute this obligation with complicated or hidden disclosures.
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I’m available to work with anyone in the United States.
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You only commit to paying me after we’ve discussed what you’r trying to accomplish and how I can help.
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Get organized by gathering information, clearly prioritizing your goals and defining your financial preferences.
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Before deciding to work together, we’ll agree on the scope and price of your plan.
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I’ll run projections to share a clear picture of where you stand, so we understand exactly what's possible in your financial future.
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I provide recommendations in writing for you to review. Then, we’ll discuss and finalize your plan.
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We make the agreed upon adjustments to put your plan into action!
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We keep an eye on your plan, make adjustments as needed and as your preferences and/or priorities change.
Process
Price
$280/hr
Once I understand your needs and goals, we’ll agree on a final price based on the estimated hours of work. This price will then become fixed, incentivizing you to maximize the value of my services.
$100
A one time evaluation of your current financial investments and/or plan. I’ll review your plan, cost and performance to provide you with a clear understanding of the value your current plan provides.
*I also provide a Customer Satisfaction Guarantee fully refunding my charges, within the first year of working together, with no questions asked.
How can I help?
Work with a Financial Planner who's incentivized to provide you with the best plan and has unrestricted access to recommend any products or solutions that are available across the industry.
Reach out in anytime to learn more or get started!
Supporting clients Nationally in all 50 states