Shammas Financial Planning

Building Optimal & Holistic Retirement Plans

About

I specialize in retirement planning for both retirees and pre-retirees using best in class software, strategies and solutions.

As an independent & fee-only planner, I eliminate the incentive of commissions and the limitations from associating with brokerage firms and/or insurance companies.

View free, actually accurate and actionable financial information on the resources page or on Linkedin. I also post market and economic related information on X.

Pete Shammas

I’m a CFP® who has helped over 10,000 clients with their retirement plans with nearly a decades worth of experience.

I left my previous firm and started Shammas Financial Planning to provide advice on what’s actually best rather than what’s best for some multi-trillion dollar corporation. See the “Why” section for the benefits of working with an independent and fee-only fiduciary.

I originally chose this career path after watching finances get in the way of relationships and the success of other important parts of life. So, my goal is to help you achieve financial independence and peace of mind.

Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family.

Call, email, text or schedule time with me at your convenience: Peter@ShammasFP.com, 910-302-6525.

Schedule time

Gathering information, clearly prioritize goals and preferences.
Before committing to paying for anything, we’ll define the scope and price of the work.
I’ll run the numbers, share a clear picture of where we stand and consider the best pathway forward.
I provide recommendations in writing for you to review before discussing, adjusting and finalizing the plan.
We make any adjustments needed to put your plan into action!
We’ll keep an eye on your plan, make adjustments as needed and as preferences and/or priorities change.

Process

Schedule time

Price

$280/hr

Once I understand your needs and goals, we’ll agree on a final price based on the estimated amount of work. Our price then becomes fixed, incentivizing you to maximize the value of my services.

$100

A one time evaluation of your current financial investments and/or plan. I’ll review your plan, cost and performance to provide you with a clear understanding of the value it currently provides.

*I also provide a no questions asked Customer Satisfaction Guarantee, that is valid within the first year of working together.

Why ShammasFP

Fiduciary

I am obligated to act in the best interest of my clients per my CFP® certification and I don’t pollute this obligation with commissions, bonus’ or hidden disclosures.
Minimized Conflicts

I have two conflicts of interest: I offer ongoing financial planning services and I invest in some of the same investments that I recommend.
Written Plans

I believe everyone should have a financial plan that clearly outlines the role that every dollar plays, both now and in the future.
Integrated Tax Planning

Assets go the furthest when optimizing tax efficiency. While I don’t prepare taxes, I do include efficient tax strategies as a part of my recommendations.
Fee-Only

I don’t receive commissions, so there’s no incentive to sell specific investments or insurance products. The only remuneration I receive is from my clients.
Independent

I am not restricted to using any firms products because I have access to using everything that my clients can access.
Transparent

My legalese are short, clear and simple. Plus the advice and recommendations are delivered in writing.
National

I’m available to work with anyone in the United States.

How can I help?

Partner with a Certified Financial Planner™ who invests the time to understand you, optimizes a plan to your unique situation and leverages latest research to leave you feeling comfortable and confident.

Reach out anytime to learn more or get started:

910-302-6525

Peter@ShammasFP.com

Virtually only and national.

Schedule Time