Shammas Financial Planning
Helping you achieve financial peace of mind.
Our Mission
At Shammas Financial Planning, I am committed to providing you with financial peace of mind. I do this by taking the time to understand your personal circumstances and preferences, by including you in building your plan, and by mitigating conflicts of interest so that I can actually act in your best interest and fulfill my fiduciary duty.
Clients
Retirees & Pre-Retirees
I assist retirees and pre-retirees in managing multiple financial priorities and developing a sustainable plan for their future. They often face competing goals, such as saving for retirement, funding their children's education, supporting aging parents, and planning for healthcare expenses. We address these challenges by creating a personalized plan that includes a balanced investment strategy for growth and protection, efficient income distribution, comprehensive estate planning, long-term care planning, tax minimization, healthcare benefit maximization, and social security optimization. My goal is to help them navigate the complexities of their financial future, providing peace of mind and a clear path to achieving their financial objectives.
Inheritors
Inheriting a significant sum of money can feel both like a blessing and a burden. Suddenly, you're faced with new financial responsibilities and a host of decisions to make. I help inheritors—including widows, divorcees, children, grandchildren, friends, and family—navigate the complexities of their new financial reality. By providing a clear picture of the options available, I ensure they understand what’s possible. I also guide them through managing required minimum distributions, income, and withdrawals in a tax-efficient way. Together, we’ll create a plan that aligns with your goals and provides peace of mind, allowing you to focus on what truly matters—honoring your loved one’s legacy.
Complex Planning Topics
1. Equity compensation (RSU’s, ISO’s, stock options, ESPP, etc)
2. Charitable giving strategy
3. Education funding
Beginners
Starting out in your financial journey can be both exciting and overwhelming. I help clients who are just getting started balance enjoying the present with preparing for the future. I understand the challenges of juggling competing financial priorities such as saving for traveling, weddings, buying a home, having kids, managing debt, navigating career changes, building credit and so on. We create a personalized plan that aligns with your values and goals, ensuring that you're prepared for the unexpected and can enjoy the journey towards achieving your dreams.
Meet Peter
I’m a CFP® who has helped over 10,000 clients with their financial plan, and portfolios in nearly a decade of financial advising experience. I don’t know that I’ve seen it all but I have seen a lot. I’ve seen finances get in the way of far too many relationships and cause much too much stress in life so my goal is to help people find and maintain financial peace of mind. I believe there are different ways to obtain and keep this, namely trust and a sound plan with a clear understanding of the role that every dollar in their plan plays. I help clients create this through a 5 step planning process and leveraging my unique abilities: expertise, experience, patience, listening skills, suspending assumptions, non-judgemental, direct communication, detail oriented, being flexible, anti-salesman, committed to getting this right, providing accurate information, and staying open minded.
I recently left my hard earned, lucrative job with Fidelity Investments because I no longer felt good about what I was doing. Even though I am extremely grateful for my time there and I absolutely loved my non-managerial colleagues. See my LinkedIn bio. I built this company to continue providing similar financial services in the way I believe is best so that I can feel good about it and reignite my passion for financial planning.
I am based out of Wilmington, NC and work virtually.
Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family. Feel free to email, text or even call me anytime, at Peter@ShammasFP.com or 910-302-6525.
Price
$180/hr
My pricing model seeks to eliminate conflicts of interest so that I can truly act as a fiduciary, in the best interest of my clients.
I also provide a Customer Satisfaction Guarantee where I will fully refund your cost, within the first year of working together, with no questions asked.
Process
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Get organized by gathering information, clearly defining and prioritizing your goals and learning about your financial preferences.
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I run projections to share a clear picture of where you stand and to share what's possible in the future.
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I share information on what you would need to change to achieve your goals, what I would recommend and why in written form for you to review before our next meeting where we agree on an action plan.
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We make the agreed upon changes taking action on your plan!
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We keep an eye on your plan, make adjustments as needed and as your preferences and/or priorities change on an as needed or as wanted basis.
How can I help?
I specialize in working with retirees & pre-retirees, young folks just getting started and a few advanced planning topics: equity compensation, charitable giving, education funding and estate planning basics. I also offer a low cost evaluation of your current financial plan or advisor and complimentary 'get organized' meetings. Reach out in whichever way is best for you!
Supporting clients Nationally in all 50 states