Shammas Financial Planning
Helping You Achieve Financial Peace of Mind
Mission
I am committed to providing my clients with financial peace of mind. I do this by taking the time to understand your personal circumstances and preferences, by defining a role for every dollar in your plan in a writing and by being an actual fiduciary by mitigating my conflicts of interest.
Specialties
Retirement Planning
I assist retirees and pre-retirees balance multiple financial priorities and develop a sustainable plan for their future using the latest research. I believe this becomes valuable once you’re 10-15 years away from retiring and that my plans will significantly improve upon any existing retirement plan you already have. Even if you’ve been retired for a while.
Beginners
I help you create a simple financial plan that’s easy to understand and stick with for years. Then, I empower you to manage it independently by providing clear, written steps—so you may not need to pay for another plan anytime soon. Plus, I share most of this information for free online.
Inheritors
Inheriting a significant sum of money can feel like both like a blessing and a burden. By providing a clear picture of the options available, I ensure you understand what’s possible allowing you to decide how to best honor your loved one’s legacy. I then guide you through managing required minimum distributions, income, and withdrawals tax-efficiently.
Meet Peter
I’m a CFP® who has helped over 10,000 clients with their financial plan, and portfolios with nearly a decade of financial planning experience.
I went into this industry after seeing finances get in the way of relationships and prevent people from focusing on more important parts of life. So, my goal is to help you achieve financial peace of mind and I believe having a sound plan with a clear understanding of the role that every dollar in their plan plays is the best way to get there.
I am available virtually to anyone in the United States and I provide free, actually accurate personal finance insights on my social media.
Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family.
Call, email or text me anytime at Peter@ShammasFP.com or 910-302-6525.
Why ShammasFP
-
I earn no remuneration beyond my fee and therefore am not incentivized to recommend any specific products or services.
-
Rather than being limited to offering products and services that my company provides, I can include any product/solution that you have access to in your plan.
-
Many professionals skirt their fiduciary obligation by writing their conflicts of interest in their legalese. I’ve mitigated mine as much as possible. My only conflict is owning some of the same investments that I recommend.
-
I provide all prospective clients with my legal documents before committing to work with me. They are short and easy to read. Plus, all of my advice comes in writing.
-
I believe everyone should have a financial plan where they understand the role every dollar plays today and in the future and that a written plan is the best way to accomplish this.
-
Ensure your dollar goes its furthest by being tax efficient. While I don’t prepare taxes, I provide actual tax advice as a part of my plan recommendations.
-
I have a legal obligation to act in the best interest of my clients per my CFP® certification.
-
I’m available to work with anyone in the United States virtually.
-
You only commit to paying me after we’ve discussed what you’r trying to accomplish and how I can help.
-
Get organized by gathering information, clearly prioritizing your goals and defining your financial preferences.
-
Before committing to work together, we’ll agree on the scope and price of your plan. The price then becomes fixed, incentivizing you to maximize the value of my services.
-
I’ll run projections to share a clear picture of where you stand so that you understand exactly what's possible in your financial future.
-
I provide recommendations in writing for you to review. Then we’ll discuss and finalize your plan.
-
We make the agreed upon changes taking action on your plan!
-
We keep an eye on your plan, make adjustments as needed and as your preferences and/or priorities change on an as needed or as wanted basis.
Process
Price
$280/hr
Once I understand your needs and goals, we’ll agree on a final price based on the estimated hours of work. This price will then become fixed, incentivizing you to maximize the value of our services.
$100
Evaluation of your current financial investments and/or plan. It’s often challenging to know if you’re getting what you’re paying for in the finance world, I’ll review your plan, cost and performance to provide you with a clear understanding.
*I also provide a Customer Satisfaction Guarantee fully refunding my charges, within the first year of working together, with no questions asked.
How can I help?
I specialize in working with retirees & pre-retirees, beginners, inheritors and a few advanced planning topics: equity compensation, charitable giving, education funding and estate planning basics.
I also offer a $100 evaluation of your current plan and/or portfolio.
Reach out in anytime!
Supporting clients Nationally in all 50 states